Equipment Breakdown

Equipment breakdown (EB) coverage added to homeowners insurance is wise. EB provides additional protection for items in the home, furnaces and air condition (HVAC) systems in case of electrical or mechanical breakdown. What does equipment breakdown not cover? Normal wear and tear.

This insurance can help cover equipment breakdowns in your home. For instance, if your appliances, furnace or HVAC system has a mechanical or electrical breakdown, normally with a $500 deductible. It can may also cover boilers and pressure system breakdowns on commercial properties.

  • Heating, Air conditioning, furnaces and water heaters

  • Refrigerators

  • TV’s and Electronics

  • Refrigerators, ovens and stoves

  • Washers and dryers

  • Home security systems

  • Electrical systems

  • Computers

  • Well pumps

  • Swimming pool equipment

  • Garden tractors and riding lawn mowers